Payislands
Payments infrastructure

Checkout Gateway

Accept checkout payments with a secure gateway

PayIsland gives businesses, institutions, and platforms a secure checkout experience in Nigeria. Accept cards and bank transfers through hosted payment pages or inline modals.

Optimized for payment conversion

A clean interface designed to maximize transaction success rates and build customer trust.

Multi-Channel Payments

Accept local and international cards, secure bank transfers, and mobile-friendly digital payment methods.

Mobile-Optimized Layout

Responsive web interface that loads instantly, designed to minimize buyer friction and cart abandonment.

Secure Verification

Aligned with global security standards to encrypt buyer details and validate transaction integrity.

Instant Redirection

Clear callbacks and transaction checks route payers back to your application immediately upon settlement.

How it works & Use cases

Our checkout integrates directly into your ecommerce platforms, custom web apps, or mobile checkouts. When customers are ready to pay, they get routed to a clean checkout view to complete payment.

Pricing: Local collection pricing starts at 1.7% + ₦100 per successful transaction. Custom volumes are eligible for customized schedules.
E-commerce websites accepting card payments
Platforms requiring structured payment initialization
Government portals collecting license and registration fees
Educational institutions collecting tuition payments
Technical Highlights

Integrate standard handoffs

Handoff checkout handling via redirects or modal popups. Once completed, PayIsland sends immediate webhooks to confirm capture and trigger back-end order fulfillment.

{
  "status": "success",
  "message": "Payment initialized",
  "data": {
    "authorization_url": "https://checkout.payislands.com/...",
    "access_code": "code_xyz123",
    "reference": "ref_987654321"
  }
}

Looking for other collection options?

Try Payment Links for code-free collections, Bank Transfers for virtual accounts, or view our developer integration guide in the Developers Portal.

View Collection Pricing

Integrate secure checkout today

Talk to our technical team about API setups or create a test merchant account in the sandbox.